Terms of Use

Effective: April 20, 2026  |  Last updated: April 20, 2026

These Terms of Use ("Terms") govern your access to and use of the website fvcalculator.net (the "Site") operated by FutureCalc ("we," "us," or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Educational purpose only

All calculators, charts, schedules, and articles on the Site are provided for general educational and informational purposes only. They do not constitute financial, investment, tax, legal, or accounting advice. You should consult a qualified professional before making financial decisions.

2. No warranty

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, reliability, or fitness for a particular purpose. Calculator results depend on your inputs and simplifying assumptions; actual outcomes may differ.

3. Limitation of liability

To the fullest extent permitted by applicable law, FutureCalc and its contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Site or reliance on any content.

4. Acceptable use

You agree not to misuse the Site, including attempting to disrupt servers, scrape content in violation of our policies, inject malicious code, or use automated means in a way that degrades service for others. We may suspend access where reasonably necessary to protect the Site.

5. Intellectual property

Text, layout, branding, and original graphics on the Site are owned by FutureCalc or its licensors and are protected by copyright and other laws. You may link to our pages and print or save copies for personal, non-commercial use. Redistribution or commercial reuse requires our prior written permission unless otherwise permitted by law.

6. Third-party services and advertising

The Site may display advertisements through Google AdSense and use third-party fonts or scripts. Those services are governed by their own terms and privacy policies. See our Privacy Policy for how we describe data practices related to ads and analytics.

7. Changes

We may update these Terms from time to time. We will revise the "Last updated" date above. Continued use of the Site after changes constitutes acceptance of the updated Terms.

8. Contact

Questions about these Terms: [email protected] or visit our Contact page.