Privacy Policy

1. Information We Collect

FutureCalc is designed with privacy in mind. We minimize data collection to only what is necessary to operate and improve the website.

Information You Provide

If you contact us via email, we collect the information you voluntarily provide, such as your name and email address. All financial data you enter into our calculators is processed entirely in your browser and is never sent to our servers.

Automatically Collected Information

When you visit our website, certain information may be collected automatically through cookies and similar technologies, including:

• IP address (anonymized where possible)
• Browser type and version
• Operating system
• Pages visited and time spent on each page
• Referring website URL
• Device type (desktop, mobile, tablet)

This information may be collected by the third-party services listed below, primarily to deliver ads and render charts. FutureCalc does not currently run a separate Google Analytics tag. Typography uses system fonts loaded from your device; we do not load Google Fonts.

2. How We Use Information

We use the limited information we collect to:

• Operate and maintain the website
• Understand aggregate site performance through service-level signals where available
• Improve our calculators and educational resources
• Respond to inquiries and support requests
• Comply with legal obligations

We do not sell, rent, or share your personal information with third parties for their marketing purposes.

3. Google AdSense and Cookies

We use Google AdSense Auto Ads to display advertisements on selected pages. Google AdSense uses cookies and similar technologies that may involve your IP address and other identifiers.

Your ad choices on FutureCalc

• When you first visit, a cookie banner asks whether you allow personalized ads or prefer non-personalized ads only.
• Until you choose, AdSense scripts are not loaded.
• If you choose non-personalized ads, we instruct Google to request non-personalized ads (requestNonPersonalizedAds).
• You can change your choice anytime via Cookie settings in the page disclosure or footer.

How Google Uses Cookies

• Google's advertising cookies enable Google and its partners to serve ads based on your visit to our site and/or other sites on the Internet when personalized ads are allowed.
• Google may use advertising cookies (including historically referenced DoubleClick cookies) for interest-based advertising when you consent to personalized ads.
• You may also manage ad personalization at Google Ads Settings and www.aboutads.info/choices/.

Managing Cookies

Most web browsers allow you to control cookies through their settings. Refusing cookies may limit some site features. Calculator math still runs locally in your browser without sending your inputs to our servers.

For more information about how Google collects and processes data, review Google's Privacy & Terms for partners and the EU user consent policy guidance for publishers.

4. Third-Party Services

Our website may use the following third-party services:

• Google AdSense — for displaying advertisements after you make a cookie choice. Google Privacy Policy
• Chart.js (jsDelivr CDN) — loaded only when a chart needs to render. The CDN request may include your IP address.

We do not use Google Fonts. Each third-party service operates under its own privacy policy.

5. Data Security

We take reasonable measures to protect the limited information collected through our website. Our site is served over HTTPS to encrypt data in transit. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

Since all calculator computations are performed locally in your browser, your financial data is never transmitted to or stored on our servers.

6. Children's Privacy

FutureCalc is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us at the email address below, and we will take steps to delete such information.

7. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically for the latest information on our privacy practices.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

• Email: [email protected]
• Website: fvcalculator.net